Southern Oaks Mortgage

Jeff Eisenberg, founder of Southern Oaks Mortgage, Inc., is a trusted mortgage professional with over 29 years of experience helping clients achieve financial confidence through homeownership. A graduate of California State University, Northridge with a B.S. in Business Administration, Jeff began his career at Bank of America before founding his own successful mortgage company in Valencia, CA. Jeff combines strong financial expertise with a genuine passion for helping people. As a Senior Real Estate Specialist (SRES), he is uniquely qualified to guide seniors through reverse mortgage options, both purchase and refinance, along with conventional alternatives tailored to their goals. A proud Santa Clarita resident, Jeff and his wife, Holland, have raised their 3 daughters in this community he loves. Known for his integrity, personal service, and deep community involvement, Jeff has a heart for seniors and is dedicated to making every client feel informed, secure, and valued. For Jeff, every loan is personal – clients become family!

Residential Mortgages

• Reverse Mortgage Guidance: Learn how to use your home’s equity to supplement retirement income and stay comfortably in the home you love.
• Purchase with a Reverse Mortgage: Learn how to use a Reverse Mortgage to purchase your dream retirement home and have no mortgage payments for the rest of your life.
• Personalized Mortgage Planning: As a Senior Real Estate Specialist (SRES), Jeff will tailor and design loan options around your financial situation with both long- and short- term goals in mind.
• Refinance Made Simple: Reduce monthly payments or eliminate debt with clear, stress-free refinancing options.
• Support for Home Purchases: Whether downsizing or relocating, Jeff makes the buying process smooth, transparent, and worry-free.
• Trusted Network: Connects clients to trusted professionals who specialize in helping seniors with nearly every aspect of daily life.
• Ongoing Care and Support: You’re never just a number – Jeff provides lifetime guidance, regular check-ins, and answers to all your mortgage and real estate questions.

“The people at Southern Oaks are true professionals. They made the Reverse Mortgage process effortless. They provide excellent service and communication is also far above standard. I highly recommend Southern Oaks for any reverse mortgage needs.” — Kirk M.

“Obtaining our reverse mortgage through Southern Oaks was as easy and straightforward as could be thanks to Jeff and his team. Every time my wife or I ran into some legalese phrase that seemed incomprehensible, Jeff explained things in an easy and patient manner. I can’t say enough good things about the level of service, both before, and after this transaction was complete. Thank You Jeff and Cindy for your excellent work on our behalf!” — Rick H.